What to Do When Involved in a Car Accident

Many people will go through life without ever being in a car accident. For those who do find themselves in the unfortunate position of being involved in a car accident, whether they caused it or the other driver, they want to make sure they do everything correct. Usually, at the scene of an accident most people are shaken and not thinking clearly, we'll cover what you should do when you are involved in an accident.

The sounds of metal scraping metal and breaking glass are over and all cars involved have come to a complete stop, now what? Some of the first things you want to do is check to see if anyone in your car is injured and if you are capable, check on the other passengers in the other vehicles to see if they are injured. You may not need to call the police, if the damage is very minor. If you feel, however, that the other person does not have insurance and they are at fault then have the police come. They can get help get the information from the drivers to exchange. Make sure you get all the information you can. Some of the things you need to exchange are: names of the driver and passengers, registration information, insurance information, and phone numbers. Unless you are being loaded into an ambulance, do not leave the scene of the accident without this information and giving the other drivers your information.

Once you get home, one of the next thing you want to do is make two phone calls. One to your insurance company, the second to the other drivers insurance company. This will allow for the claim process to get started. Depending on who is at fault and what kind of coverage you have, will determine what both insurance companies do for you. When you contact your insurance company, they will be able to answer all the specific questions regarding the claim.

These are the general basics of what to do in an accident. Some good things to keep in your car at all times are a pad of paper, writing instrument and a card on what information to get in case of an accident. Accidents happen. It isn't something that anyone wants to have happen to them, but if you know before hand what to do if you are involved in one, it will make the process not so scary.

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Sincerely,

Chris [http://www.monson-insurance.com]Monson Insurance of Utah.

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